The credit score line of most people in the world is deteriorating every single day. Over 30% people in the Canada, have a credit scoreline that`s wanting. The world is changing drastically in the twenty-first century; a car has become part of the basic human need. How can you own a car with that bad credit report? There`s no reason to look any further; the financial institution has come to close the niche. The availability car finance for bad credit has made owning a car possible.